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Setting a budget for a wedding is a little like putting together a puzzle. The wedding budget is affected by the size of the wedding, the style of the wedding and whether the wedding is formal or informal. The budget may also dictate what type of wedding a bride may have.

If a bride has a strict budget it's a good idea to do some homework to determine how to best stretch the wedding budget.

How to Create a Budget You Can Live With and Still Have a Beautiful Wedding

Before you even start purchasing anything for your wedding, it is important to set a budget. Many the couple has decided to just "go with the flow" and then regretted it bitterly when five years later they were still paying the interest on the credit card debt they accrued for wedding expenses. You simply must begin discussing your budget before you begin planning your wedding if you want the budget to work.

Part of setting a budget is figuring out how much money each side can contribute to the wedding. You both need to sit down preferably in a comfortable atmosphere and discuss how much each of you can contribute towards the wedding. If parents or other friends and relatives have already agreed to chip in a certain amount then by all means add that to the pot as well. Knowing ahead of time what you, your beloved and anyone else that wants to contribute can spend towards your wedding is going to make a big difference when you get ready to set up the actual budget.

Another thing to keep in mind is that the sooner you sit down and begin figuring these things out the better. If you have a year before your wedding then this is the time you can save towards your wedding as well. Each of you should try to cut back on excessive spending, and instead put that money towards the wedding. If you can save some money out of each paycheck and put it into a savings account this is even better! In fact the more time you give yourself to save for your wedding, the more you'll be able to spend on your wedding, and the less you will have to worry about the cost of certain things that you might otherwise have to.

Once you know what everyone is contributing and have a good idea what the final amount for your budget will be, then you can begin figuring out what you are willing to spend on the different things you need for your wedding. Sit down together and make a list of all the expenses that you are going to have for your wedding. Things like renting the groom's tuxedo, buying the bride's wedding dress, flowers, and renting a chapel and or reception hall should all be on the budget, just to name a few examples. Decide before hand what you are willing to spend on each item. Get it down in writing and make sure each of you has a copy so that if you like you can split up tasks to make the preparation for the wedding go quicker. Also that way each of you will know what you can spend in case the other isn't with you, and you will be less tempted to overspend.

You must both agree to follow the budget because if one of you does not then the other one will not feel as though they should have to either. It is very easy to ruin a perfectly good budget in no time at all if neither of you take sticking to it seriously. So remember to stick to your budget even if it means spending more time seeking out services or items. You will both be much happier with the final outcome if you stick to your budget.

If you find that you can create certain items yourself, or even trade the service for doing another service for someone in return then by all means do so. The money that you originally dedicated for these items or services can then be funneled into the budget elsewhere allowing you to spend a bit more extravagantly on another part of your wedding.

When you intially draw up your wedding budget and it's complete, set it aside for a few days or a week. Don't think about it or look at it for this time period. Then when the designated time frame is over each of you should look at your wedding budget again and decide if you both still agree on it. If there are items that you now find you no longer agree on then renegotiate on those items until you are both in agreement on the final budget for your wedding.

Agreeing on your wedding budget now will not only save you money, but it will also save you heartache and aggravation down the road. No one wants to make the planning of their wedding a less than positive experience by mucking it up with fighting about money. So plan your budget ahead of time and avoid this all together. You and your beloved will be much happier for it!

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